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					<h3>Selected Investment Funds</h3>
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								<p><strong>If you currently hold existing investments in a Selected Investment Funds account, there are a number of options available to you:</strong></p>
								<ul>
									<li><i class="fa fa-check" aria-hidden="true"></i>Make additional investments to your funds</li>
									<li><i class="fa fa-check" aria-hidden="true"></i>Switch between funds within each account or between accounts at any time</li>
									<li><i class="fa fa-check" aria-hidden="true"></i>Transfer external funds to your Selected Investment Funds account**</li>
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								<p style="font-size: 11px;margin-bottom: 0;">*All additional investments will only be made into clean share classes where available.</p>
								<p style="font-size: 11px;margin-bottom: 0;">**The external funds must be available within the Selected Investment Funds platform.</p>
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								<h2>FAQs</h2>
								<button class="accordion">Can I make additional investments?</button>
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								  	<p>If you would like to make additional investments into fund(s) within your Selected Investment Funds account, these will be invested in to clean share classes and the account fee will apply.</p>
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								<button class="accordion">Can I switch funds?</button>
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								  	<p>You can switch between funds either within each account or between accounts at any time. Your investment will be switched by selling shares in your chosen fund(s) and using the cash proceeds to buy shares in the new fund(s). Switching between funds means that your investment can be out of the market for up to four business days. While your investment is out of the market you should be aware that the market may move up or down, resulting in potential loss of growth and/or income.</p>
								  	<p>Switching between funds in the Selected Investment Funds Plan will mean that any gains made on the sale of shares will need to be considered when calculating any liability to US Capital Gains Tax.</p>
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								<button class="accordion">Can I transfer external funds (funds I hold with other companies) into a Selected Investment Funds Plan and/or ISA?</button>
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								  	<p>You can transfer your existing funds that you hold with other companies to us provided these funds are available within the Selected Investment Funds platform.</p>
								  	<p>Using a process known as re-registration, your funds can be transferred into a Selected Investment Funds Plan, or into a Selected Investment Funds ISA if you hold funds within an ISA, without first selling your holdings. Your existing share class holdings will be retained where you transfer in this way. As your shares are not sold, they are not subject to any potential loss of growth and/or income resulting from being out of the market or any potential liability to US Capital Gains Tax.</p>
								  	<p>We cannot accept re-registration of funds held in legacy share classes.</p>
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								<button class="accordion">Can I transfer my existing funds to another plan and/or ISA Manager?</button>
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								  	<p>Your existing funds can be transferred to another plan and/or ISA Manager (as applicable) without selling your holdings provided that your new manager agrees to the transfer. To transfer your funds you should contact your new manager and they will initiate the transfer with us.</p>
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								  	<p>If you would like advice on your investments you may be able speak to one of bank's Financial Advisers. To find out if you are eligible to receive advice from <?php echo $sitename ?> please call us on <?php echo $sitephone ?>.</p>
								  	<p>The cost of any advice you may receive must be paid for separately by you. If you don't qualify for our advice service, or if you'd prefer not to pay for advice, you can get free, unbiased money advice from: <a href="#">www.moneyadviceservice.org.uk</a>.</p>
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								<button class="accordion">Where can I find out more information about my investments?</button>
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								  	<p>Your Key Features Document and Terms and Conditions describe your Selected Investment Funds Plan and/or ISA in more detail. You can download these documents below.</p>
								  	<p>You should read these documents carefully and retain them for future reference.</p>
								  </div>
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							<div class="card-single-wr downloadlist">
								<h2>Before you apply</h2>
								<p><strong>Selected Investment Funds - Important literature</strong></p>
								<p>Before you complete any of the application forms below please read and save the following documents:</p>
								<div class="inner-card-wr">
									<ul>	
										<li><a href="#"><i class="fa fa-download" aria-hidden="true"></i>Key Features Document</a></li>
										<li><a href="#"><i class="fa fa-download" aria-hidden="true"></i>Selected Investment Funds Terms and Conditions (PDF)</a></li>

										<li><a href="#"><i class="fa fa-download" aria-hidden="true"></i>Fund Information Document (PDF)</a></li>
										<li><a href="#"><i class="fa fa-download" aria-hidden="true"></i>Privacy Notice (PDF)</a></li>
									</ul>
									<p>We recommend you print and save these documents.</p>
								</div>
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								<h2>Costs and Charges Disclosure Documents / Key Investor Information Documents (KIIDs)</h2>
								<p>If you telephone or write to us to complete a transaction such as making an additional investment, switching between funds or changing your direct debit instruction, you'll need to ensure that you have read a new 'Costs and Charges Disclosure Document' and KIID relating to the specific fund you are investing in, before we can complete your instructions. Where you telephone us, our team will ask you to confirm you have read these documents before they can proceed with your investment. Where you write to us, you'll need to confirm as part of your instruction that you have read these documents before we can proceed with your investment.</p>
								<p>You can find a list of the Costs and Charges Disclosure Documents and KIIDs by clicking <a href="#">www.bank.co.uk/costs-and-charges</a>. On the page you'll find a complete list of funds arranged alphabetically. Please click on the relevant links for your chosen fund and read the pdfs which open. You can download or save these pdfs.</p>
								<p>You'll need to do this for all future transactions you wish to make over the telephone or in writing unless you're investing into the same fund and the Costs and Charges Disclosure Document and KIID hasn't changed since you last viewed them.</p>
								<a href="#" class="bussiness-btn-larg" style="color: #fff;">How to apply</a>
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								<h2>Before you apply</h2>
								<p><strong>Selected Investment Funds - Important literature</strong></p>
								<p>Before you complete any of the application forms below please read and save the following documents:</p>
								<div class="inner-card-wr">
									<ul>	
										<li><a href="#"><i class="fa fa-download" aria-hidden="true"></i>Key Features Document</a></li>
										<li><a href="#"><i class="fa fa-download" aria-hidden="true"></i>Selected Investment Funds Terms and Conditions (PDF)</a></li>

										<li><a href="#"><i class="fa fa-download" aria-hidden="true"></i>Fund Information Document (PDF)</a></li>
										<li><a href="#"><i class="fa fa-download" aria-hidden="true"></i>Privacy Notice (PDF)</a></li>
									</ul>
									<p>We recommend you print and save these documents.</p>
								</div>
							</div>
							<div class="card-single-wr">
								<h2>Costs and Charges Disclosure Documents / Key Investor Information Documents (KIIDs)</h2>
								<p>If you telephone or write to us to complete a transaction such as making an additional investment, switching between funds or changing your direct debit instruction, you'll need to ensure that you have read a new 'Costs and Charges Disclosure Document' and KIID relating to the specific fund you are investing in, before we can complete your instructions. Where you telephone us, our team will ask you to confirm you have read these documents before they can proceed with your investment. Where you write to us, you'll need to confirm as part of your instruction that you have read these documents before we can proceed with your investment.</p>
								<p>You can find a list of the Costs and Charges Disclosure Documents and KIIDs by clicking <a href="#">www.bank.co.uk/costs-and-charges</a>. On the page you'll find a complete list of funds arranged alphabetically. Please click on the relevant links for your chosen fund and read the pdfs which open. You can download or save these pdfs.</p>
								<p>You'll need to do this for all future transactions you wish to make over the telephone or in writing unless you're investing into the same fund and the Costs and Charges Disclosure Document and KIID hasn't changed since you last viewed them.</p>
								<a href="#" class="bussiness-btn-larg" style="color: #fff;">How to apply</a>
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							<div class="card-single-wr1">
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			                        <h2>Additional Investments, Switches and Conversions</h2>
			                        <p>To make an additional investment into your Selected Investment Funds Plan, make an additional investment into your Selected Investment Funds ISA (where you have already subscribed in the current or previous tax year), switch between funds and switch/convert between share classes please download and complete the <strong>Selected Investment Funds Plan and ISA Additional Investment, Switch and Conversion application</strong>.</p>
			                        <a href="#" class="pdfLinkIcon" title="Download this application form"><i class="fa fa-download" aria-hidden="true"></i>Download this application form</a>
			                        <p class="additionalText">Alternatively you can call us on <span class="phoneNo"><?php echo$sitephone ?></span> (textphone <strong><?php echo $sitephone ?></strong>).*</p>
			                    </div>
			                    <div class="content card-single-wr">
			                        <h2>New investments</h2>
			                        <p>If you have not subscribed to your Selected Investment Funds ISA in the current or previous tax year, or you hold an existing SIF account and wish to open a new Selected Investment Funds ISA, then we will require you to complete a <strong>Selected Investment Funds ISA New Investment Application Form</strong>. If you have invested into your Selected Investment Funds ISA in the current or previous tax year then you <strong>do not</strong> need to complete this form. You must be an existing Selected Investment Funds customer to use this form otherwise your application form will be rejected.</p>
			                        <a href="#" class="pdfLinkIcon" title="Download this application form"><i class="fa fa-download" aria-hidden="true"></i>Download this application form</a>
			                    </div>
			                    <div class="content card-single-wr">
			                        <h2>ISA transfer</h2>
			                        <p>To transfer an existing ISA you hold with another ISA Manager into the Selected Investment Funds ISA either as cash or by re-registering existing holdings without selling them first (subject to certain restrictions), please download and complete a <strong>Selected Investment Funds Stocks and Shares ISA Transfer Form</strong>.</p>
			                        <a href="#" class="pdfLinkIcon" title="Download this application form"><i class="fa fa-download" aria-hidden="true"></i>Download this application form</a>
			                    </div>
			                    <div class="content card-single-wr">
			                        <h2>Plan Transfer</h2>
			                        <p>To transfer existing investments you hold (outside of an ISA) with another plan manager or platform provider into the Selected Investment Funds Plan without selling them first (subject to certain restrictions), please download a <strong>Selected Investment Funds Plan Transfer Form</strong>.</p>
			                        <a href="#" class="pdfLinkIcon" title="Download this application form"><i class="fa fa-download" aria-hidden="true"></i>Download this application form</a>
			                        <p style="margin-top: 25px;">We will then contact your existing provider on your behalf to initiate the re-registration process which will transfer your investments to us.</p>
			                        <p>Alternatively, to obtain any of above application forms you can call us on <strong><?php echo$sitephone ?></strong> (textphone <strong><?php echo $sitephone ?></strong>).*</p>
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					<h3>To read our PDF files</h3>
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					<p>To read our PDF files you'll need to have Acrobat Reader 8.0™ or above installed on your computer. If you don't, it's free and can be downloaded from <a href="#">Adobe UK</a>. If you are accessing this website using reading technology that cannot read PDFs, a converter is available at <a href="#">Access Adobe</a>.</p>
					<p>More information on the application process is available on the ‘How to apply’ page.</p>
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					<p><strong>All investments carry some risk. The value of investments (and any income received from them) can fall as well as rise and you may not get back what you invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas markets.</strong></p>
					<p><strong>Most investments should be considered as a medium to long-term commitment, meaning you should be prepared to hold them for at least five years.</strong></p>
					<p><strong>The value of any tax benefits described depends on your individual circumstances. Tax rules may change in the future.</strong></p>
					<p>*Lines are open from 8am - 6pm Monday to Friday (excluding public holidays).</p>
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